There are several important facts and terms that you need to know about health insurance in the U.S.

The following are terms that policies have in common and that you should be sure to understand before you buy a policy. If you have doubts about any aspect of a policy, call the company and clarify information before you buy it.

Health Insurance Coverage Requirement For International Students

It is WVU policy that all international students have medical health insurance and evacuation/repatriation coverage. WVU defines International Students as any student who is not a permanent resident or US citizen. WELLWVU and the official Health insurance provider Aetna is responsible for monitoring and verification of international students’ required health insurance.

It is the student’s responsibility to comply with University and Aetna regulations as they relate to health insurance.

F-1 students are required to have medical health insurance and evacuation/repatriation coverage each semester they are registered. F-1 dependents are strongly encouraged to maintain insurance coverage at all times.

J-1 students and their dependents are required to have medical health insurance and evacuation/repatriation at all times.

All health insurance for international students must meet certain requirements.

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Health Insurance for Visitors & Tourists

Office of International Students and Scholars would like to recommend that anyone coming to visit you in the United States obtain health insurance specifically for their stay. Family or friends who come to visit you in the United States may or may not have sufficient medical insurance coverage from their home country that extends to the U.S.

Medical services in the U.S. are expensive and a trip to the emergency room or hospitalization can result in large bills for those who are uninsured or underinsured. Short-term insurance can be purchased in a variety of plan lengths specifically for tourists visiting the U.S. As you look at the information be sure that you choose the information brochures for “visitors” to the U.S. Visitors should carefully check each plan to ensure that coverage would be sufficient in the event of an accident or illness. All insurance policies are different in their coverage, costs, and the percentage of your medical costs that will be reimbursed. COMPARE BEFORE YOU BUY ONE.